Nepal Clearing House Limited (NCHL)
Sabina Joshi is an experienced technology professional specializing in mobile development and product management. Currently serving as a Senior Mobile Developer and Product Manager at Nepal Clearing House Limited since June 2022, Sabina has previously held significant roles, including Principal Software Engineer at Himalayan Bank Limited and Senior Software Engineer at Genius Systems Pvt. Ltd. Sabina's career began as a Web Support Coordinator at iTrekNepal Pvt. Ltd. and progressed through various engineering and development positions in organizations such as WorldLink Communications and Danfe Solutions. With a strong educational background in Information Technology, including a Master's degree in Information Technology Management from Asia Pacific University of Technology and Innovation, Sabina is well-equipped with skills in web development, mobile applications, and digital marketing.
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Nepal Clearing House Limited (NCHL)
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An ISO 27001:2013 certified Company. Nepal Clearing House Ltd. (NCHL) is a public limited company established on 23rd December 2008 (9th Mangsir 2065) under the leadership and guidance of Nepal Rastra Bank (The Central Bank of Nepal). It has the equity participation from Nepal Rastra Bank, commercial banks, development banks and finance companies. NCHL recognizes banking & financial technology oriented services as one of the key ingredients for the Banks/FIs to improve their efficiency, productivity and also provide innovative financial solutions to their customers. And NCHL intends to help them realize these by providing various technology based payment related services without having to invest heavily into infrastructures by the Banks/FIs. NCHL has the strategic objectives to establish multiple payments, clearing and settlement systems in Nepal with long term objective to establish a national payments gateway to facilitate electronic payments and financial transactions within the country. NCHL has been operating and implementing NCHL-ECC, NCHL-IPS, RPS, connectIPS, NPI, CORPORATEPAY, connectRTGS and National Archive System. Individual BFIs are enrolled in the NCHL as participating members and are responsible for their payment transactions and clearing operations.