Paul F.

Paul F. serves as the Head of Risk & Compliance at Circular (YC W22), having successfully facilitated the acquisition of the Australian Credit Licence and led the automation of credit assessments for Singapore consumer lease orders. Previously, Paul held the position of Head of Credit Risk at Prospa, where a team of 10 was built to manage credit risk and support business growth. Experience includes significant roles at Equifax and Commonwealth Bank, where Paul enhanced data management practices, represented industry interests in credit reporting, and developed strategies that significantly optimized collections and credit risk management across various products. Education includes a Bachelor of Science in Mathematics from Nottingham Trent University.