Phil Richard

Phil Richard is a seasoned banking professional with extensive experience in the commercial banking sector. Currently serving as Senior Vice President and Relationship Manager at Old Point National Bank since April 2019, Phil has held multiple senior roles throughout a distinguished career, including Senior Vice President positions at Union Bankshares Corp. and Xenith Bank. Phil's tenure at Bank of Hampton Roads featured various leadership roles, emphasizing commercial and small business banking. Academic credentials include a Bachelor of Science in Political Science and Government from Radford University, an Advanced Studies Degree from Norfolk Collegiate School, and completion of the Virginia Bankers School of Bank Management and the Virginia Bankers Association Executive Leadership Institute.