Optimo Capital
Pavithra Rajgopal currently serves as the Vice President of Human Resources at Optimo Capital, a position held since April 2025. Prior to this role, Pavithra was the Head of Talent Acquisition, Corporate HRBP, and HR Operations at iD Fresh Food (India) Pvt. Ltd. from April 2023 to April 2025, and worked as a Senior Corporate HR in Talent Management and HRBP at Fincare Small Finance Bank between April 2022 and April 2023. Additional experience includes serving as Talent Acquisition Lead at Varthana and various roles at Kotak Mahindra Bank, including Zonal Lead Talent Acquisition and Human Resources Generalist. Early career experience includes a position as Recruitment Associate at ORACLE FINANCIAL SERVICES SOFTWARE LIMITED. Education background includes a degree in Leadership and Change Management from the Indian Institute of Management, Indore, and an MBA in Human Resources Management from ICFAI University, along with an Executive Talent Management course from XLRI Jamshedpur and a BE in Electrical & Electronics Engineering from Visvesvaraya Technological University.
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Optimo Capital
For India to become a USD 15 trillion economy, Indian MSME businesses need to play a vital role, as they contribute 30% to GDP. Did you know? 53% of all our country’s wealth resides in land & property. Indian business owners must make their assets work, by taking loan against property, to grow their business. Loan Against property (LAP) usually comes at low interest-rates and high loan-amount, compared to personal or unsecured business loans. However, the biggest hurdle in the growth of the LAP market is the existing old-fashioned methods & disbursement takes on average 18 days, restraining borrowers from accessing quick capital Due to slow process, current market for small-ticket LAP is around USD 22 billion, however market potential is estimated to be USD 270 billion. Optimo Capital is creating India's 1st Digital LAP product, where business owners digitally share their details, property location & documents. By leveraging technology and scraping millions of circle-rate, mortgage & land records available on the internet, Optimo aims to issue in-principle sanction letters in 2 hours & disbursement in 48 hours. Besides sourcing digitally, Optimo wishes to remain omni-channel, hence is also creating physical branches in rural-India, for both sourcing and collections purposes. Optimo presently has around 17 branches across Karnataka, Tamil Nadu, Andhra Pradesh and Telangana and plans to increase it up to 50 branches by March 2025