OSB Group
Nivedita Joshi is a Senior Modelling Analyst at OneSavings Bank plc since May 2019, previously serving as a Credit Risk/Insight Analyst at TSB Bank from August 2018 to May 2019, where key responsibilities included preparing monthly management information reports and conducting ad-hoc investigations. Nivedita has a background in academia as a Graduate Research and Teaching Assistant at Oklahoma State University from August 2016 to May 2018. Other professional experience includes working as a Financial Controlling Associate at State Bank of India, where responsibilities involved preparing various financial reports, and as an intern at Fiscal Reps Limited, focusing on market research and performance assessment. Early career experience includes a role as a Relationship Manager at ICICI Securities, providing investment advice to retail customers. Nivedita holds a Master of Science in Quantitative Financial Economics from Oklahoma State University, an MBA in Global Financial Services from Frankfurt School of Finance & Management, and a Bachelor of Engineering in Information Technology from the University of Mumbai.
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OSB Group
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With a central mission to provide fair financial solutions to all, OSB Group is a specialist lending and retail savings group serving the UK, Jersey and Guernsey, and is authorised by the PRA, part of the Bank of England, and regulated by the FCA. OSB Group focuses its specialist lending activities on selected sub-sectors of the lending market in which it has an established presence and expertise. These include private rented sector buy to let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance.