Godwin Raphael

Godwin Raphael is an experienced professional in the field of collections and recovery, currently serving as Team Lead at Rivy (formerly Payhippo) since May 2022. In this role, Godwin effectively leads, manages, and develops the Recovery team while overseeing account investigations, business verification, team management, and portfolio analysis. Prior to this position, Godwin worked as a Portfolio -At-Risk Analyst at CSAdvance and held credit collections roles at CREDIT DIRECT LIMITED and Altara Credit Limited. Godwin holds a Bachelor of Science degree in Agricultural Economics from the Federal University of Agriculture, Abeokuta, obtained between 2009 and 2014.