Raktim Mitra

Head Of Credit Card Risk at PayPal

Raktim Mitra is an experienced leader in credit risk management and analytics, currently serving as the Head of Credit Card Risk and Head of Global Credit Risk Analytics at PayPal since November 2024. Prior to this role, Raktim held the position of Chief Lending Officer at Varo Bank from January 2022 to November 2024, as well as Senior Director at Carvana and VP of Credit Risk Strategy for Apple Card at Goldman Sachs. At Goldman Sachs, Raktim managed key risk strategies and developed core underwriting risk models. Raktim's career also includes significant roles at Lending Club, Discover Financial Services, and experience as a Business Analyst at Mu Sigma. Raktim holds a B.Tech in Mechanical Engineering from the National Institute of Technology Karnataka and an MS in Industrial & Systems Engineering (Operations Research) from Virginia Tech.

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San Francisco, United States

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PayPal

1166 followers

PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and other commercial users, for which it charges a small fee in exchange for benefits such as one-click transactions and password memory.


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10,000+

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