PayPal
Yuchen Zhang is a seasoned professional in credit risk strategy, currently serving as Senior Manager of Venmo Credit Risk Strategy at PayPal since May 2016, where responsibilities include building and optimizing a high-performance analytics team to enhance customer experience and credit risk outcomes. Prior to PayPal, Yuchen held various roles at Discover Financial Services from September 2012 to April 2016, including Project Manager of Credit Risk Management, where efforts significantly improved underwriting strategies and reduced manual reviews. Yuchen holds a Master's degree in Statistics from Harvard University and a Bachelor of Business Administration in Actuarial Science/Math from the University of Wisconsin-Madison.
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PayPal
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PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and other commercial users, for which it charges a small fee in exchange for benefits such as one-click transactions and password memory.