Terence Cremins

Terence Cremins is an experienced professional in enterprise risk management, currently serving as the Director of Enterprise Risk Management at PenFed Credit Union since July 2023. Prior to this role, Terence held significant positions, including Senior Director at LendingClub, where oversight of the enterprise risk management framework included critical processes and reporting. Terence also served as Director of Enterprise Risk Management at Webster Bank, contributing to merger integration and the development of a comprehensive risk appetite framework. Previous experience includes roles at Scotiabank, the New York City Law Department, Wachovia Corp, and U.S. Trust. Terence holds a JD from St. John's University School of Law and a BA in Government from Georgetown University.