Preferred Bank
Michael Nagai has a wealth of experience in the banking industry. Michael began their career in 1989 with California Bank & Trust as a Vice President and Commercial Banking Officer/Bank Services Officer. In 2003, they joined Preferred Bank as a Vice President and Commercial Banking Officer. Over the years, they took on additional responsibilities, including Information Technology Manager and Information Security Officer. Their tenure at Preferred Bank lasted until 2018. Overall, Nagai's work experience showcases their expertise in commercial banking and their ability to take on leadership roles.
Michael Nagai has a B.A. in Political Science from UC Santa Barbara. Michael also obtained an M.B.A. degree in Marketing from Loyola Marymount University, College of Business Administration, as well as a Graduate Certificate in International Business from the same institution. The specific years of their education are not provided.
Preferred Bank
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Preferred Bank is a commercial bank. The Bank provides deposit services, as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high net worth individuals. The Bank offers various services, such as personal banking, business banking and treasury management. The Bank's loan portfolio includes real estate mortgage loans, real estate construction loans, commercial loans and trade finance. Its real estate mortgage portfolio consists of real estate mini-perm loans, as well as purchased residential mortgages. The Bank offers a range of commercial loan products, including lines of credit for working capital, term loans for capital expenditures and commercial and stand-by letters of credit. Through its branch network, the Bank provides a range of financial services to individuals and companies located primarily in Southern California.