Preferred Bank
Vicky Chiu is an experienced finance professional specializing in mortgage lending and credit analysis. Currently serving as a Credit Analyst and Mortgage Loan Originator at Preferred Bank since August 2022, Vicky has previously held the position of Mortgage Loan Officer at Sterling Bank & Trust, FSB from July 2019 to June 2022, and at Ever Trust Bank from September 2018 to June 2019.
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Preferred Bank
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Preferred Bank is a commercial bank. The Bank provides deposit services, as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high net worth individuals. The Bank offers various services, such as personal banking, business banking and treasury management. The Bank's loan portfolio includes real estate mortgage loans, real estate construction loans, commercial loans and trade finance. Its real estate mortgage portfolio consists of real estate mini-perm loans, as well as purchased residential mortgages. The Bank offers a range of commercial loan products, including lines of credit for working capital, term loans for capital expenditures and commercial and stand-by letters of credit. Through its branch network, the Bank provides a range of financial services to individuals and companies located primarily in Southern California.