Preferred Bank
Vicky Peng is a skilled finance professional with extensive experience in credit analysis and customer service within the banking sector. Currently serving as a Credit Analyst at Preferred Bank since September 2021, Vicky is responsible for preparing credit and financial analyses, cash flow reports, and managing loan processing tasks. Prior to this role, Vicky worked as a New Account Specialist and as a Wire Transfer Specialist at First Choice Bank in California, where responsibilities included the opening of new accounts and processing wire transfers. Vicky's background also includes a Customer Service Representative position at CTBC Bank Corp. (USA) and a Warehouse Supervisor role at Scentonline, INC., showcasing a diverse skill set and a commitment to maintaining compliance and excellent client service. Vicky obtained an education from California State University, Fullerton.
Preferred Bank
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Preferred Bank is a commercial bank. The Bank provides deposit services, as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high net worth individuals. The Bank offers various services, such as personal banking, business banking and treasury management. The Bank's loan portfolio includes real estate mortgage loans, real estate construction loans, commercial loans and trade finance. Its real estate mortgage portfolio consists of real estate mini-perm loans, as well as purchased residential mortgages. The Bank offers a range of commercial loan products, including lines of credit for working capital, term loans for capital expenditures and commercial and stand-by letters of credit. Through its branch network, the Bank provides a range of financial services to individuals and companies located primarily in Southern California.