Ricardo Palacios

Ricardo Palacios is an experienced financial professional with a diverse background in client services, sales, and financial analysis. Currently serving as an Independent Representative at Primerica since December 2013, Ricardo specializes in guiding clients toward achieving their financial goals through education and tailored services. Previously, Ricardo held roles as an Account and Business Executive at SALEM COMMUNICATIONS and as an Independent Sales Representative/Agency at Radio Zoe, where responsibilities included client acquisition and event logistics management. Additionally, Ricardo served as Vice President of Financial Planning and Analysis at Merrill Lynch from 1997 to 2011, focusing on business metrics, revenue performance, and profitability reporting. Academic credentials include a Bachelor of Science in Business Administration from Nova Southeastern University.