Protium
Koustubh Bhagwat is an experienced professional in the collections and financial services sector, currently serving as the Managing Director & National Collection Head at Protium since December 2022. Prior to this role, Koustubh held the position of Vertical Head at SMEcorner from February 2021 to December 2022, focusing on data science and recovery in the SME sector. Koustubh's extensive background includes leadership roles such as Head of Collections at LoanTap Financial Technologies and Area Collection Manager at Reliance Home Finance Ltd., where responsibilities included monitoring delinquency against annual targets. Koustubh began a career in finance at ICICI Home Finance Company Limited and has held various positions across notable financial institutions, gaining a comprehensive understanding of mortgage collections and delinquency management. Koustubh holds a Bachelor’s Degree in Chemistry from Savitribai Phule Pune University.
This person is not in the org chart
Protium
Protium’s role is to be the pre-eminent engineering led, risk focused lender in the country. Protium is a full stack lender with pan India branch presence. We operate under - Protium Finance, Protium Money & Protium Sakshara which lend to MSME, consumers and educational institutions. Protium uses proprietary models to assess revenues and growth to equip their customers with solutions. We serve our customers through diverse channels including digital interfaces, platform-based partnerships, dedicated sales teams and DSAs. Protium boasts of scalable, secure state management systems that deliver best in class lending APIs, workflow and underwriting capabilities. Their lending capabilities include providing both secured and unsecured lending solutions from INR 1 Lakh to 5 Crore to thriving small businesses in tier 1, 2 and 3 cities, financing durables of all price ranges and personal loans to the consumer segment. Our mission is to fuel ambition – make credit accessible to small & medium businesses and empower consumers to make faster, flexible and convenient purchase decisions. We achieve this through “Fundamental Thinking-to-Engineer Finance” that combines our ability to simplify principles and create powerful proprietary fintech solutions to empower customers and ourselves. Protium Finance offers secured and unsecured loans to MSMEs anywhere in India. We assist small enterprises, owners to scale up and build better with the capital & flexibility needed to pivot the business and thrive. Let’s talk about what your business needs. No more holding back. Protium Money is our consumer lending platform with a huge network of trusted partners offering effortless credit solutions. So, more freedom for you, when you need it most. The purpose of education is empowerment. Protium Sakshara offers customized loan products for edupreneurs and educational institutions to help fund your capital or operational expenditure requirements.