Protium
Umang Mudgal is currently a Data Scientist at Protium since January 2024. Previously, Umang served as a Junior Research Fellow at the Indian Institute of Technology, Indore, from October 2023 to January 2024, focusing on socio-economic and environmental vulnerability assessments related to climate change in Madhya Pradesh. Additionally, Umang worked as a Teaching Assistant at the Indian Institute of Technology, Guwahati, from August 2021 to July 2023, where responsibilities included conducting Land Surveying Lab sessions. Umang holds a Master of Technology in Earth System Science and Engineering from the Indian Institute of Technology, Guwahati (2021-2023) and a Bachelor of Engineering in Civil Engineering from Vikram University (2016-2020). Early education was completed at Bal Bharati Public School, culminating in a Senior School Certificate in Science in 2015.
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Protium
Protium’s role is to be the pre-eminent engineering led, risk focused lender in the country. Protium is a full stack lender with pan India branch presence. We operate under - Protium Finance, Protium Money & Protium Sakshara which lend to MSME, consumers and educational institutions. Protium uses proprietary models to assess revenues and growth to equip their customers with solutions. We serve our customers through diverse channels including digital interfaces, platform-based partnerships, dedicated sales teams and DSAs. Protium boasts of scalable, secure state management systems that deliver best in class lending APIs, workflow and underwriting capabilities. Their lending capabilities include providing both secured and unsecured lending solutions from INR 1 Lakh to 5 Crore to thriving small businesses in tier 1, 2 and 3 cities, financing durables of all price ranges and personal loans to the consumer segment. Our mission is to fuel ambition – make credit accessible to small & medium businesses and empower consumers to make faster, flexible and convenient purchase decisions. We achieve this through “Fundamental Thinking-to-Engineer Finance” that combines our ability to simplify principles and create powerful proprietary fintech solutions to empower customers and ourselves. Protium Finance offers secured and unsecured loans to MSMEs anywhere in India. We assist small enterprises, owners to scale up and build better with the capital & flexibility needed to pivot the business and thrive. Let’s talk about what your business needs. No more holding back. Protium Money is our consumer lending platform with a huge network of trusted partners offering effortless credit solutions. So, more freedom for you, when you need it most. The purpose of education is empowerment. Protium Sakshara offers customized loan products for edupreneurs and educational institutions to help fund your capital or operational expenditure requirements.