PULSE, a Discover company
Bill Cruz has over two decades of experience in the banking and financial services industry, currently serving as an Account Executive at PULSE since June 2014. Prior to this role, Bill worked as a Regional Business Manager at First Data Corporation from September 2011 to June 2014 and held the position of Vice President at Bankers' Bank of the West from June 1999 to September 2011. Bill Cruz obtained a Banking Degree in Financial Management & Leadership Management from the Graduate School of Banking at Colorado between 2008 and 2010 and earned a Bachelor's degree in Information Systems from Metropolitan State University of Denver from 1998 to 2002.
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PULSE, a Discover company
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PULSE is one of the nation’s leading ATM/debit networks, currently serving banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services (NYSE: DFS). The network links cardholders to ATMs and POS terminals at retail locations nationwide. The company is also a valued resource for industry research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry.