Ratepay
Dr. Robert Stemmer currently serves as the Head of Strategy, Sustainability, and Corporate Development at Ratepay since January 2021. Prior to this role, Dr. Stemmer completed a PhD at Universität Potsdam focusing on strategy, innovation, and entrepreneurship from 2018 to 2021. Professional experience includes positions in corporate strategy at Bosch, where responsibilities encompassed strategy development and business model innovation, and strategic management consulting at Roland Berger Strategy Consultants. Earlier roles included project leadership within Company Consulting Team and a brief tenure as CEO at Volumatic Ltd. Dr. Stemmer holds advanced degrees from the University of Warwick, Technische Universität Berlin, and education from the University of Calgary and Freie Universität Berlin.
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Ratepay
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Ratepay are specialised in online payment solutionsRatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit.Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time.They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers.RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products.RatePAY GmbH is part of the Otto Group.