Ratepay
Niklas Frangos is an experienced professional currently serving as the Head of Product at Ratepay since September 2022. Prior to this role, Niklas worked at PayPal for nearly 14 years, where responsibilities included leading go-to-market strategies for various enterprise payment solutions, managing global product marketing for merchant onboarding, and coordinating cross-functional teams. Notable accomplishments at PayPal include the development of consumer onboarding solutions and driving compliance initiatives. Earlier career experience includes serving as Product Marketing Manager at visionapp AG, where Niklas led marketing efforts for B2B server-based solutions. Niklas holds a Diplom (Master equivalent) in Business Administration and Management from Karlsruhe Institute of Technology.
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Ratepay
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Ratepay are specialised in online payment solutionsRatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit.Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time.They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers.RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products.RatePAY GmbH is part of the Otto Group.