Ratepay
Prithviraj Sarkar is an accomplished product leader with extensive experience in payment solutions and digital product management. Currently serving as the Head of Product for Buyer Experience and Payment Risk at Ratepay since February 2022, Prithviraj oversees multiple product engineering teams and has a strong focus on fraud risk through the integration of machine learning. Previous roles include Product Consultant at HomeToGo, Digital Strategy Lead at The4thCube, and Product Lead at EPAM Systems, where impactful product launches were executed for high-profile clients such as Emirates Airlines and Network International. Prithviraj co-founded SALK, a digital health management startup, and played a key role in several other organizations, specializing in e-commerce, mobile applications, and digital payments. Prithviraj holds an MBA from ESMT Berlin and is furthering education with an MBA from the Indian Institute of Management Bangalore, along with additional qualifications in digital marketing and finance.
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Ratepay
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Ratepay are specialised in online payment solutionsRatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit.Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time.They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers.RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products.RatePAY GmbH is part of the Otto Group.