Ratepay
Sebastian Schmidt is an experienced information security and IT risk professional with a strong background in compliance and risk management. Currently serving as an Information Security Officer and previously as a Senior IT Risk and Compliance Manager at Ratepay since May 2020, Sebastian has honed expertise in ISO 27001 and ITIL methodologies. Prior experience includes a role as a Senior Consultant at PwC Cyber Security Services from November 2015 to May 2020, focusing on information security consulting. Early career positions include IT support at TH Wildau, bookselling and IT support at Buchhandlung Walther König GmbH & Co.KG, and logistics internship at Samvardhana Motherson Peguform. Educational credentials include a Master of Science in Wirtschaftsinformatik from Technische Hochschule Wildau and a Bachelor of Science in Wirtschaftswissenschaften from Technische Universität Dresden.
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Ratepay
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Ratepay are specialised in online payment solutionsRatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit.Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time.They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers.RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products.RatePAY GmbH is part of the Otto Group.