Ratepay
Steven Lemm is an accomplished data and risk management professional with extensive experience in executive roles, currently serving as Chief Risk & Data Officer at Ratepay since February 2021. Previously held positions include VP Data and Intelligence at Babbel, Director of Predictive Buying at Zalando SE, and Chief Data Officer at Outfittery GmbH, where Steven implemented comprehensive data strategies and led teams focused on data science and machine learning applications. With a solid foundation in algorithmic trading solutions from the Quantitative Products Laboratory at Deutsche Bank and a strong academic background with a Dr.rer.nat. in Machine Learning and a Diplom in Mathematics from TU-Berlin, Steven has consistently driven data-informed decision-making across multiple organizations.
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Ratepay
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Ratepay are specialised in online payment solutionsRatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit.Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time.They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers.RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products.RatePAY GmbH is part of the Otto Group.