Ratio
Nick Marcoccia is a seasoned finance professional with a comprehensive background in credit and operations analysis, currently serving as a Senior Credit & Operations Analyst at Ratio since February 2022. Previously, Nick held positions at Frank, Rimerman + Co. LLP as an Accounting Associate, focusing on auditing start-ups and venture capital funds in Silicon Valley, as well as an Accounting Intern, where experience was gained in both audit and tax functions. An early career internship at Cryptowerk involved researching cryptocurrency for fundraising purposes. Nick holds a Master's degree in Accounting and a Bachelor's degree in Accounting from the University of Colorado Boulder - Leeds School of Business.
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Ratio
Ratio is a fintech platform that provides customers with flexible payment options, simplifying the procurement process. Ratio provides buy now, pay later services that integrate payments, predictive pricing, analytics, and finance, allowing B2B SaaS companies and other recurring revenue businesses to increase sales while gaining access to the valueof new contracts. Ratio allows businesses to leverage their recurring revenue streams to unlock new non-dilutive capital.