Regional Management Corp
Stephen Barbato is a seasoned professional with extensive experience in business project management and process improvement. Currently serving as Sr. Business Project Manager at Regional Finance since April 2021, Stephen leads branch rollout planning and execution while collaborating with technical project managers to enhance product delivery. Previously, as VP of Business Management Specialist at TD, Stephen analyzed processes for operational efficiency and managed process improvement initiatives. A consultant from January 2019 to June 2020, Stephen focused on optimizing organizational processes for various clients. His tenure at Ford Credit included roles such as Six Sigma Black Belt and Center Operations Manager, where Stephen drove significant improvements across multi-disciplinary projects. Stephen also contributed to Junior Achievement USA as Chair of the Board of Directors, showcasing a strong commitment to community service. Stephen holds an MBA from the University of Detroit Mercy and a Bachelor's degree from Ramapo College of New Jersey.
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Regional Management Corp
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Regional Management Corp. is a diversified consumer finance company. The Company provides an array of loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other traditional lenders. Its products include small loans, large loans, automobile loans, retail loans, and optional payment and collateral protection insurance products. It offers small loans ranging from $500 to $2, 500, through its branches. It offers large installment loans with cash proceeds to the customer ranging from $2, 501 to $20, 000. As of December 31, 2016, automobile loans were offered in amounts up to $27, 500. As of December 31, 2016, retail loans were indirect installment loans structured as retail installment sales contracts that were offered in amounts of up to $7, 500. Optional Payment and Collateral Protection Insurance Products offer customers a number of optional payment and collateral protection insurance products.