Hang Pham Thu

Hang Pham Thu, also known as Nicole, is a seasoned banking professional with extensive experience in business transformation and strategic management. Currently serving as the Director of Business Transformation at Saigon-Hanoi Bank since January 2024, Nicole previously held senior positions at ABBANK, including Senior Director of Omni Channel Design & Management and Senior Director of Strategy Management, where responsibilities included developing long-term strategic and annual business plans. Prior experience at Techcombank involved roles such as Segments Portfolio Manager for Corporate Banking and Customer Insight Manager, along with a background as a Senior Credit Analyst in the Risk Division. Nicole began their career at A.P. Moller - Maersk as a Key Account Field Sales professional. Academic credentials include a Master's degree in Banking and Finance from Université libre de Bruxelles and a Bachelor's degree in Foreign Trade Economics from Foreign Trade University.