Oliver Smart

Oliver Smart is a Credit Risk Manager at Santander UK since September 2021, overseeing IFRS9 impairment reporting and forecasting analytics while managing a team within provisioning and forecasting. Previously, Oliver served as a Senior Credit Risk Analyst at Santander UK, focusing on stress testing for Corporate and Wholesale portfolios. Prior experience includes roles as a Forecasting Modelling Analyst and Banking Consultant at Lloyds Banking Group, where responsibilities encompassed impairment forecasting and customer service. Additionally, Oliver has gained internship experience at Palatine Private Equity LLP and EPI Group, contributing to financial analysis and management accounts. Oliver holds a Bachelor's degree in Financial Mathematics from The Manchester Metropolitan University.