Santander US
Carol S. is a seasoned professional in business analytics and risk management, currently serving as a Business Analytics Manager at Santander US since October 2021. Previously, Carol held roles at State Street, specializing in investment risk and global treasury, where significant contributions included overseeing hedging portfolio backtesting and leading a $15M project that automated CCAR models which dramatically reduced time and cost. Carol's background spans diverse positions, including compliance, project management, and financial risk analysis across multiple institutions, such as the National Society of Hispanic MBAs, HSBC Holdings, and the Central Bank. Carol possesses a robust educational foundation with degrees in finance, computer science, engineering, and culinary arts from institutions including Hult International Business School and Universidad Nacional Autónoma de México.
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Santander US
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Santander in the U.S. is a diversified financial business with ~15,000 employees, 5 million customers and $155 billion in assets. Santander’s purpose is to help people and businesses prosper. In the U.S., Santander does this through Santander Bank, N.A. (SBNA), its retail and commercial bank in the U.S. northeast; Santander Consumer USA Holdings Inc. (SC, NYSE: SC), its consumer finance unit based in Dallas, Texas; through private banking through Banco Santander International in Miami; and in investment banking and markets through a New York branch and Santander Investment Securities, Inc. Santander US is part of Banco Santander S.A. (NYSE:SAN), a leading retail and commercial bank based in Spain with a meaningful presence in 10 core markets in Europe and the Americas.