Santander US
Michael L. Young is an experienced professional in credit risk management and data analysis, currently serving as Director/VP of Credit Risk at Santander US since October 2019. Michael's prior roles include Associate Director and Senior Associate Risk MIS at Santander, and various contract positions at K-Force and The Judge Group where expertise in data preparation, analysis, and Tableau development was demonstrated. In the academic sector, Michael held leadership positions at Education Futures Group, Vista College, and Education Corporation of America, overseeing academic operations, process improvements, and training initiatives across multiple campuses. Michael holds a Bachelor of Science in Management Information Systems from Virginia College.
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Santander US
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Santander in the U.S. is a diversified financial business with ~15,000 employees, 5 million customers and $155 billion in assets. Santander’s purpose is to help people and businesses prosper. In the U.S., Santander does this through Santander Bank, N.A. (SBNA), its retail and commercial bank in the U.S. northeast; Santander Consumer USA Holdings Inc. (SC, NYSE: SC), its consumer finance unit based in Dallas, Texas; through private banking through Banco Santander International in Miami; and in investment banking and markets through a New York branch and Santander Investment Securities, Inc. Santander US is part of Banco Santander S.A. (NYSE:SAN), a leading retail and commercial bank based in Spain with a meaningful presence in 10 core markets in Europe and the Americas.