Shift
Iona Yin is a Commercial Credit Analyst at Shift since May 2022, specializing in credit underwriting for large ESME, corporate, and mid-market clients, with expertise in assessing complex multi-entity structures and various financing options. Prior experience includes roles as a Credit Analyst at Indigenous Business Australia, focusing on cashflow finance and financial analysis, and Auditor positions at Earlypay Equipment and GE Capital that involved debtor finance audits and risk assessment. Previous roles also include Credit Controller at Scottish Pacific (BFS) Pty Ltd, Bookkeeper in a freelance capacity, and Accounts Clerk at Horseley Dental Supplies. Iona holds a Bachelor of Business and Commerce in Accounting from Western Sydney University and has completed multiple courses in commercial loans and financial accounting through Moody's Analytics.
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Shift
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Shift is on-demand financing for businesses. Shift offers credit and payment platforms that facilitate business trade, payments, and fund access through streaming data. The real-time view of a company's financial situation offered by Shift is made possible by streaming data. It also allows for improved credit modeling and dynamic limitsetting. This frees up a company's time by allowing them to access financing whenever they need it, eliminating the need for drawn-out approval procedures and time-consuming administration.