SmartFinancial Inc
Lori Conrad is an accomplished finance professional with extensive experience in credit underwriting and analysis. Currently serving as Senior Regional Credit Underwriter and Vice President at SmartBank since September 2021, Lori previously held a similar position at MidSouth Bank from March 2014 to September 2021, where responsibilities included both Senior Credit Analyst and Credit Analyst roles. In addition to a strong banking background, Lori founded and operated Sweet Traditions by Lori from April 2018 to December 2020, specializing in artisan jams, jellies, and baked confections. Earlier in the career, Lori gained valuable experience as an ALM Consultant and Financial Analyst at FARIN & Associates, as well as in various operational roles at First Capital Bank, Nexity Bank, and Compass Bank. Lori’s educational foundation includes studies at the University of Alabama at Birmingham, Alabama Banking School, and Chipola College.
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SmartFinancial Inc
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SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.