Svatantra Microfin Pvt. Ltd.
Gaurav Sharma has a diverse work experience in the finance industry. Gaurav started their career as an Intern at Bihar State Cooperative Milk Producers Federation Ltc., COMFED (SUDHA) in 2013. Gaurav then worked as an Assistant Manager at Saija Finance Private Limited from April 2014 to August 2015, where they focused on debt and fund requirement analysis.
In August 2015, Gaurav joined Svatantra Microfin Pvt. Ltd as an Assistant Manager in the Corporate Finance department. Gaurav'sresponsibilities included analyzing debt and other funding sources, exploring new funders, and managing relationships with banks, financial institutions, and rating agencies. Gaurav was later promoted to Manager Corporate Finance in April 2018 and then to Chief Manager in April 2023.
Throughout their career, Gaurav has gained expertise in debt and fund analysis, relationship management, and compliance.
Gaurav Sharma obtained a PGDM degree in Finance, General from Chandragupt Institute of Management in 2014. Prior to that, they completed a Bachelor of Science (B.Sc.) degree in Chemistry from L.S. College, Muzaffarpur from 2005 to 2010. Gaurav also has certifications in CFA Level 1 from CFA Institute and FRM Level l from GARP FRM Program.
Svatantra Microfin Pvt. Ltd.
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Svatantra Microfin Private Limited (Svatantra), an NBFC-MFI, has impacted more than 30 million lives since inception in 2012. As a second largest MFI in the country, it currently serves over 400+ districts, spread across 19 states in the country through its 950+ branches and has a loan book of close to INR 7500 cr. and currently, employs over 9000 with 95% being the rural youth. Formerly, a GPTW recognized 30 Best Workplaces in BFSI, Svatantra has differentiated itself by mobility-based operations, cashless disbursements, competitive lending rates and impactful financial services such as cashless mediclaim, thereby ensuring fulfilment of its founder and chairperson, Ms. Ananya Birla’s vision of deepening accessibility of financial services through technology, innovation, and mobility. We are honoured to be the first microfinance institution to receive the Non-Banking Financial Company – Microfinance Institution (NBFC-MFI) license from the Reserve Bank of India. Also, rated AA- by CARE. We pioneered 100% cashless disbursements since the beginning. Our indigenous App “SAATHI” has been recognised by The Economic Times BFSI Innovation Tribe Summit & Awards 2020 for being one of the most innovative initiatives in the microfinance segment.