Svatantra Microfin Pvt. Ltd.
Heera lal has extensive experience in the financial services sector, currently serving as Area Manager at Svatantra Microfinance Pvt. Ltd since July 2019, after advancing from the role of Regional Manager. Prior to this, Heera lal worked at RBL Bank as a Manager from November 2017 to July 2019, and began a career in the industry at Ujjivan Financial Services, holding the position of Program Manager from January 2010 to November 2017. Heera lal holds educational credentials from Commerce College, Jaipur.
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Svatantra Microfin Pvt. Ltd.
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Svatantra Microfin Private Limited (Svatantra), an NBFC-MFI, has impacted more than 30 million lives since inception in 2012. As a second largest MFI in the country, it currently serves over 400+ districts, spread across 19 states in the country through its 950+ branches and has a loan book of close to INR 7500 cr. and currently, employs over 9000 with 95% being the rural youth. Formerly, a GPTW recognized 30 Best Workplaces in BFSI, Svatantra has differentiated itself by mobility-based operations, cashless disbursements, competitive lending rates and impactful financial services such as cashless mediclaim, thereby ensuring fulfilment of its founder and chairperson, Ms. Ananya Birla’s vision of deepening accessibility of financial services through technology, innovation, and mobility. We are honoured to be the first microfinance institution to receive the Non-Banking Financial Company – Microfinance Institution (NBFC-MFI) license from the Reserve Bank of India. Also, rated AA- by CARE. We pioneered 100% cashless disbursements since the beginning. Our indigenous App “SAATHI” has been recognised by The Economic Times BFSI Innovation Tribe Summit & Awards 2020 for being one of the most innovative initiatives in the microfinance segment.