Swisscard AECS
Lester Smith is an experienced professional in compliance and private banking, currently serving as President of BRASCRI - Hilfe an Brasilianische Kinder since May 2022 and as Compliance Officer at AECS Horgen since June 2022. Previous roles include Senior Compliance Officer at Habib Bank AG Zurich and Compliance Officer at Kaleido Privatbank AG, where responsibilities involved KYC and client risk review. Smith has a strong background with Credit Suisse, holding multiple senior roles including Senior Risk Manager and Relationship Manager, achieving significant asset growth and team performance. Earlier experience at UBS and UBS AG included leadership positions in private banking, focusing on the Middle East and Africa, with a track record of client acquisition and risk management. Smith holds a Bachelor of Business Administration from Berner Fachhochschule BFH.
Swisscard AECS
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Swisscard AECS is a joint venture between Credit Suisse AG and American Express. Swisscard AECS is the only company in Switzerland to offer the world leading credit card brands American Express, MasterCard and Visa from a single source, in the name and on behalf of Credit Suisse AG. Customers managed by Swisscard AECS have the largest choice of credit card products on the Swiss market. Thanks to the different product ranges, customers can put together a personalized combination of cards. Swisscard AECS was established as a joint venture between Credit Suisse AG and American Express in 1998. The company handles product development, sales and marketing, customer service and card processing in Switzerland on behalf of the card issuer Credit Suisse AG. As a merchant acquirer, Swisscard AECS is also responsible for expanding and handling the American Express network of points of acceptance in Switzerland. Swisscard AECS combines the strengths of its two parent companies in the credit card business, with American Express being the global leader as far as card management is concerned and Credit Suisse AG owning strong national sales channels. As a merchant acquirer for American Express, Swisscard AECS’s job is to guarantee that the customers can use their card wherever they want all over Switzerland. SIX (formerly Telekurs) and Aduno are primarily responsible for acquiring MasterCard and Visa in Switzerland.