Tala
Patrick Yoder is a seasoned financial services professional with extensive experience in credit management and analytics, currently serving as SVP of Credit at Tala since May 2017. Prior to this role, Yoder held various positions at Capital One from July 2010 to May 2017, including Sr. Business Manager for the Subprime Secured Card Business, where responsibilities encompassed product financial performance, credit policies, and customer communication strategies. Yoder's career also features roles focused on risk management and operations, showcasing a strong ability to drive portfolio growth through innovative credit line strategies and digital engagement initiatives. Yoder earned a Bachelor's of Science degree in Electrical Engineering from Penn State University in 2010.
Tala
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Tala is a financial technology company on a mission to build a financial system that works for everyone. Their first product is a lending app that instantly underwrites and delivers credit to customers who have little or no formal borrowing history. Tala has disbursed over $1B to more than 4 million customers across East Africa, the Philippines, Mexico, and India who use Tala loans to start and expand small businesses, pay school fees and bills, and build more stable financial lives.