Ashok Kumar

Ashok Kumar is a seasoned finance professional with extensive experience in credit management and operations. Currently serving as Zonal Credit Head at Tata Motors Finance since October 2022, Ashok has successfully implemented innovative strategies resulting in a 1.75% early delinquency collection rate. Prior to this role, Ashok held significant positions at Cholamandalam Investment and Finance Company Limited as Area Credit & Ops Manager, where authority included approving substantial loan amounts and maintaining a low early delinquency rate. Experience also includes tenures at India Infoline Finance Limited, HDB Financial Services Ltd., and Fullerton India Credit Company Ltd., showcasing a consistent track record of effective delinquency control and credit decision-making. Ashok holds a Master's degree in Science from Maharshi Dayanand University Rohtak and a Bachelor's degree in Economics from Punjab University.