The Saudi Investment Bank
Hawra Al-Alqam is a results-driven Senior Digital Products Manager specializing in Mobile Banking at The Saudi Investment Bank since November 2022, with notable experience in Retail Internet Banking and mobile app projects. Previously, Hawra served as VP and Head of Customer Lifecycle Management Unit at Riyad Bank, overseeing customer journey optimization and digital transformation initiatives. Additional roles at Riyad Bank included AVP in charge of CRM, where strategy and campaign management were pivotal to enhancing customer acquisition and retention, and earlier positions focused on driving internet banking adoption and operational efficiency. Early career experiences include a finance internship at G4S and the innovative development of the "SCUAE" Mobile App to support Saudi students in the UAE. Hawra holds a Bachelor of Science in Finance from the University of Sharjah.
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The Saudi Investment Bank
The Saudi Investment Bank (SAIB) is a Saudi Arabian joint stock company established by Royal Decree no. M/31 dated June 23, 1976. The Bank began operations in March 1977. SAIB offers traditional wholesale, retail, and commercial banking products and services in addition to investment banking. In particular, it arranges financing of quasi-government and private industrial sectors, and trade finance products for imports and exports. We have also established successful joint-ventures / subsidiaries to cater to Investment Banking and Share Trading, Asset Management, Leasing, Mortgages, Insurance and Credit Cards.