Token Financial Technologies
Ferhat Ünlükal's work experience begins in 1998 at Beko Global, where they worked as a Production System Development Engineer and later as a Business Development Engineer. In 2003, they became the Business Development & Product Manager in the Payment/Marketing and Product Management Directorate. From 2006 to 2009, they served as the Business Development and Account Manager in the Payment Systems Business Unit.
In 2009, Ferhat joined Arçelik Global as a Project Manager in the Payment Systems/Electronics Business Unit Directorate. Ferhat later became the Business Development Manager in the Payment Systems/Innovation Directorate. During their time at Arçelik Global, they worked with various banks in Turkey, developed fintech solutions, and created new business opportunities in the field of Payment Systems.
In 2018, Ferhat joined Token Financial Technologies as the Payment Services Director. Ferhat was later promoted to the role of Chief Payment Services Officer in December 2020.
Throughout their career, Ferhat Ünlükal has gained expertise in payment systems, business development, product management, and project management. Ferhat has also demonstrated knowledge in fintech, blockchain, and agile developments.
Ferhat Ünlükal obtained a certification in Disruptive Strategy from Harvard Business School Online in July 2021. Ferhat also completed the ReMood Program from Emeritus in September 2022 and Fintech 101 from FinTech Istanbul in October 2021. Additionally, they participated in the Koç Dialogues Development Program from Emeritus in March 2021 and obtained a Leadership: People, Teams and Organizations certification from Columbia Business School in the same month. In December 2020, Ferhat received the İş Sağlığı ve Güvenliği Eğitimi Sertifikası (Workplace Health and Safety Training Certificate) from the Türkiye İşveren Sendikaları Konfederasyonu (Turkish Confederation of Employer Associations). Furthermore, they completed the Leadership Journey program from Dale Carnegie Akademi in July 2015.
Regarding their formal education, Ferhat Ünlükal attended Istanbul Technical University from 1996 to 2001, where they earned a degree in Industrial Engineering with a GPA of 3.84/4.
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Token Financial Technologies
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Token Financial Technologies is a company of Koç Group, largest conglomerate in Turkey. Token produces revolutionary, innovative products, value added retail and payment services to retailers and creates a safe open platform for Fintech ecosystem. Token creates the devices and infrastructures to deliver intelligent payment and retail platforms, which shape the future products and services while creating new revenue streams. Having more than three decades of retail and fiscal systems experience, the leadership team of Token designed EFT-POS terminals which also comply with all fiscal regulations of governments. Token is now managing more than 800.000 active payment terminals and more than 670.000 applications running on these terminals including banking, meal card and other retail applications. Token transforms insights into real-world products and hence create an exceptional seamless customer experience allowing merchants to run their business at maximum efficiency.