Tricolor Holdings
James L. has a strong background in risk management and data science. James is currently working at Tricolor Holdings as the Chief Risk and Data Science Officer, a position they have held since December 2020. Prior to this role, they served as the Chief Risk Officer at Tricolor Holdings from August 2018 to December 2020. James also worked as the VP of Risk Management at Tricolor Holdings from August 2017 to July 2018 and as the Director of Risk Management from May 2016 to July 2017.
Before joining Tricolor Holdings, James worked at Capital One as a Manager of Business Analysis from May 2014 to May 2016. Prior to that, they served as a Risk Manager at Think Finance/Elevate from August 2012 to May 2014. James started their career at JP Morgan Chase as a Risk Analyst from December 2009 to August 2012.
James L. holds a Ph.D. in Statistics from Florida State University. James also obtained an M.S. in Computational Math and Optimization from Stanford University. James completed their undergraduate education at Tsinghua University, where they earned a B.S. in Mathematics.
Tricolor Holdings
Tricolor Holdings is a mission-driven company that utilizes advanced data analytics and technology to advance financial inclusion to a highly underserved Hispanic market and offer responsible, affordable, credit-building loans to individuals with no or limited credit history. We care about the customer journey, customer experience and invest heavily in ensuring we properly address all of our customer touch points. It sells and finances high quality, certified used vehicles through its brands, Tricolor, Ganas Ya and RideNow in Texas with Ganas in California. We are a family brand laser-focused on putting Trust (one of our core values) back into this industry. Tricolor Holdings has been featured in Inc. Magazine for 4 consecutive years as one of the fastest growing companies in America. In addition, in 2018 was named Best Entrepreneurial Companies in America by Entrepreneur Magazine’s 2018 Entrepreneur 360 List. Tricolor Holdings is always looking to continued to attract and recruit top talent to help us continue on this journey. We continue to innovate on a daily basis with the objective of being most innovative company within our segment. Come join us in this journey! Headquartered in Dallas, Tricolor Holdings, together with its brands, Tricolor, Ganas, Ganas Ya, and RideNow, under the Tricolor Holdings umbrella operate thirty-five retail dealerships across twelve markets in Texas and California, as well as an operational center in Guadalajara, Mexico. Tricolor Holdings has served over 70,000 customers and disbursed over $1B in affordable auto loans by using its proprietary model to segment risk. Tricolor Holdings truly understands the importance of delivering the best possible customer experience which is one of the core guiding principles that has helped Tricolor Holdings deliver an unsurpassed value proposition.