Upgrade
Alp Simsir is an experienced financial professional currently serving as the Director of Credit Risk Management at Upgrade, Inc. since January 2025. Prior to this role, Alp was the Lead Financial Analyst at Intuit for nearly a year and served as VP of FP&A Lead at Bank of the West from 2014 to October 2023, where leadership in advanced financial analyses and P&L forecasting significantly impacted decision-making and profitability strategies. Alp also held the position of VP, Principal Finance & Strategy at Bank of the West, driving $200 million in annual net income growth through strategic planning and financial analysis. Before this, Alp founded missingSTEP, a mobile app company recognized by Apple in 2011 as "Best Finance App of the Year," and held various roles at Wells Fargo, enhancing loan product innovation and risk prediction. Alp holds a Bachelor of Science in Electrical and Electronics Engineering from Istanbul Technical University and a Master of Business Administration in Finance from San Francisco State University.
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Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.