Upgrade
Joseph L. Breeden is a board member at Upgrade and was previously the Chief Scientist and Operating Officer at Deep Future Analytics. Joseph has also held the position of CEO at Strategic Analytics, and Chief Executive Officer at Prescient Models LLC. Joseph's work experience also includes being a Senior Scientist at the Center for Adaptive Systems Applications and a Research Scientist/Junior Founder at Prediction Company.
Joseph L. Breeden obtained a PhD in Physics from the University of Illinois Urbana-Champaign. Joseph also holds a BS in Physics and a BS in Mathematics from Indiana University Bloomington.
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Upgrade
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Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions of retail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers.