The Credit and Risk Management team at Zenith Bank (UK) Limited is responsible for assessing and managing the creditworthiness of borrowers, evaluating potential risks associated with lending and investment activities, and developing strategies to mitigate those risks. This team collaborates closely with other departments to ensure sound credit policies, provides advisory services on credit structuring, and conducts detailed analyses to support safe and profitable lending practices tailored to the unique needs of clients in the UK and West Africa.