ZOOD
Sanjay Rathod (CSM®) has a diverse work experience in various roles and companies. Sanjay started their career as a PHP/Symfony/Ruby on Rails Developer at Virtueinfo Web Technologies in 2009 and worked there until 2014. From 2014 to 2018, they worked as a Web Developer at Russmedia Tech Pvt Ltd. In 2019, they worked as a Team Leader at 2Stallions Digital Marketing Agency and later as a Senior Software Development Engineer at i-Serve Group of Companies. Currently, they are working at ZoodPay & ZoodMall as a Senior Software Developer and Associate Technical Lead, responsible for developing Pay After Delivery and integrating new payment methods. Overall, Sanjay Rathod has a strong background in software development and leadership roles.
Sanjay Rathod (CSM®) earned a Master of Computer Applications (MCA) degree from Sardar Patel University, Vallabh Vidyanagar, from 2006 to 2009. Prior to that, they completed a Bachelor of Commerce (BCom) degree in Accounting and Computer Science from Software Engineering Jobs between 2002 and 2005. Sanjay also holds a Post Graduate Diploma in Computer Applications from Software Engineering Jobs. In terms of additional certifications, they obtained the Certified Scrum Master designation from Scrum Alliance in 2017 and completed various online courses on web programming, WordPress, and web development foundations from LinkedIn in 2019.
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ZOOD
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ZOOD is a digital lending platform for e-commerce. Our ecosystem embeds FinTech (ZOODPay), E-commerce (ZOODMall), and E-logistics (ZOODShip) services, with lending being our core activity. Headquartered in Switzerland, the ZOOD App has 10 offices serving over 10 million users. We are committed to delivering a "Swiss quality" shopping experience and cross-border services to merchants and shoppers across fast-growing FinTech and E-commerce emerging markets in Pakistan, Uzbekistan, and Lebanon. ZOODPay offers three lending products: (1) ZOODPay SME Inventory to select ZOOD ecosystem merchants providing monthly inventory financing and the necessary warehousing technology, (2) ZOODPay BNPL, a 4-installments consumer plan with 0% interest, and (3) ZOODPay Credit, an extended consumer BNPL product (up to 12 months) with interest. Our consumer lending products are available through multiple distribution channels: ZOODMall, our own marketplace with 7 million + products from 30,000 local and cross-border sellers; on partners' apps and websites through a seamlessly integrated API; and in offline partner shops across our countries of operation.