AFR Wholesale
Joe Burns has extensive work experience in mortgage servicing and asset management. Joe has held various positions in different companies throughout their career. Joe's experience includes managing all mortgage post funding activity, overseeing subservicing, managing delinquencies and HUD claims, and conducting claim loss analysis. Joe has also worked in mortgage transfer management, defining agency requirements, and developing processes for onboarding sub-serviced portfolios. Joe has experience in project management, working on projects to clear audit violations and forecast cash requirements. In addition, they have worked in operations and finance departments, driving operational efficiencies and implementing changes required for accounting regulations. Overall, Joe has a strong background in mortgage servicing, asset management, and project management.
Joe Burns attended Rutgers University from 1982 to 1986, where they pursued a Bachelor's degree in Accounting.
AFR Wholesale
Established in 1997, American Financial Resources, Inc., AFR, is a nationwide residential mortgage lender based in Parsippany, NJ, serving thousands of small, medium, and large mortgage brokers, correspondent lenders, and credit unions with their financing needs. With diverse delivery options including FHA, VA, USDA, Fannie Mae and Freddie Mac, we offer an extensive program suite, eclectic channels of operations and cutting-edge technology. With AFR, you have the freedom to choose the way you conduct business on a loan-level basis. • Brokered lending channel with an On-Demand Processing optional enhancement • Correspondent Non-Delegated and Correspondent Delegated lending channels (flow or bulk) We offer a wide selection of both niche and mainstream programs to suit today's borrowers. FHA • 203(b) • 203(b) Repair Escrow • 203(h) Mortgage Insurance for Disaster Victims • Standard 203(k) Rehabilitation Mortgages • Limited 203(k) Rehabilitation Mortgages • Good Neighbor Next Door Program (GNND) • One-Time Close Construction-to-Permanent • Streamline Refinance • $100 Down VA • Fully Amortizing Fixed • Interest Rate Reduction Refinance Loan (IRRRL) • One-Time Close, Construction-to-Permanent USDA • Guaranteed Rural Housing Fannie Mae • Fully Amortizing Fixed Rate and High Balance • DU Refi Plus™ • HomeStyle® • HomeReady™ Freddie Mac • Fully Amortizing Fixed Rate and Super Conforming • Relief Refinance Mortgage℠ - Open Access • Texas Equity 50(a)(6) • Home Possible and Home Possible Advantage Specialty • Manufactured Housing options available We strive to exceed our customers’ expectations, nurture healthy, profitable relationships, ultimately providing an unparalleled customer experience. For AFR licensing information please see: http://www.nmlsconsumeraccess.org/ - NMLS# 2826 - 888-664-2101 https://www.afrwholesale.com/legal-licensing/ https://www.afrwholesale.com