Arab Financial Services
Kanwal Kumar is an experienced professional in software development with a portfolio that includes leadership roles in various organizations. Currently serving as an Assistant Manager at Arab Financial Services since January 2021, Kanwal leads the design, development, and maintenance of financial middleware solutions and in-house applications. Prior experience includes a Technical Consultant position at BBK through Avanza Solutions, and roles as a Software Engineer at NETSOL Technologies and Avanza Solutions. Kanwal’s career began with a Teaching Assistant role at the National University of Computer and Emerging Sciences and an internship at the National Bank of Pakistan, where foundational skills in banking and software development were established. Kanwal holds a Master's and Bachelor's degree in Computer Science from the National University of Computer and Emerging Sciences.
Arab Financial Services
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system. A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA. Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain. AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services. The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including digital mobile wallets, customer orientated Merchant Acquiring services; Bahrain’s leading digital payroll solution Al Rateb, global Contact Centers and much more.