Alif Bank
Dmitry Melnikov currently serves as Legal Counsel at Alif Bank OJSC since April 2020, having previously held positions as Legal Advisor and Assistant Legal Counsel at Closed Joint Stock Company The First Microfinance Bank from June 2013 to April 2020. Dmitry has extensive experience in corporate governance, regulatory compliance, and legal documentation, including preparation of constituent documents, conducting board meetings, and coordinating with foreign lenders and state agencies. Dmitry's earlier role as Assistant Legal Counsel at AITEN Consulting Group involved compliance assessments for tax and staffing schemes, fraud investigations, and corporate dispute resolutions. Dmitry holds a Master's degree in Management and a Master's degree in Criminal Law from the Russian Tajik (Slavonic) University.
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Alif Bank
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Alif was founded in 2014 by Abdullo Kurbanov, Zuhursho Rahmatulloev, and Firdavs Mirzoev shortly after their return to Tajikistan after years of educational and professional activities abroad. Over the past five years, the company has developed into one of the leading fintech companies in the country, offering its clients a system of technologicaland financial solutions. Alif is the market leader in POS (Point-of-Sale) financing with its installment cards and overdrafts without commission. It is also the largest online B2C platform (alif.shop), the most widely used mobile wallet (alif.mobi) in the country, and an exclusive integrator with the country's largest advertisement website.These services are supported by several internal development programs: core banking, customer relationship management (CRM), mobile wallet, card processing, and an HR and recruitment system developed by Alif's team of more than 50 software engineers.Building on strengths, Alif also goes international by opening its first office in Uzbekistan. As an objective of the company, Alif is also focusing on making remittances cheaper and faster in Tajikistan and beyond.