Nick Miller

Nick Miller is an experienced credit risk management professional currently serving as a Credit Officer and VP of Credit Risk at BILL since November 2021, overseeing the lifecycle of credit products for small business and middle market customers. Prior to this role, Nick held the position of VP and Head of SMB Lending at Goldman Sachs, focusing on credit risk management for lending to small to mid-market businesses. Nick's background includes leadership roles at Capital One as Head of Underwriting and Managing Underwriter, as well as serving as Director of Risk Management and Senior Risk Manager at American Express, where analytical expertise was applied to manage portfolios and implement underwriting decisions. Early career experiences include roles at Charles Schwab and PNC Investments. Nick holds an MBA in Strategic Management with a focus on Finance from the W. P. Carey School of Business at Arizona State University and a Bachelor of Science in Business Administration with a concentration in Finance from PennWest Edinboro.