Citizens Bank
CJ Spates is an accomplished risk management professional with over 17 years of experience in the banking sector. Currently serving as Head of Risk Management and Senior Vice President in Enterprise Experience at Citizens Bank since June 2014, CJ has held various senior roles in risk management, including Senior Director and Director. Previously, at Royal Bank of Scotland from June 2007 to June 2014, CJ managed audit engagements and compliance efforts while collaborating with global business partners. Early career experience includes roles in accounting and logistics at Sea Fresh USA and as an Assistant Manager at Radio Shack. CJ holds a Bachelor of Science in Business Administration, with a focus on Accounting and Information Systems, from Bryant University.
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Citizens Bank
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At Citizens Bank, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey.