Joyce Zhang

Joyce Zhang (Gray) is a seasoned professional with extensive experience in finance, entrepreneurship, and strategic advisory roles. As Head of Embedded Finance North America at Visa since August 2024, Joyce leads initiatives in financial innovation. As the Founder and Board Chair of Alariss since September 2017, Joyce has developed an AI-powered cross-border marketplace assisting global expansion for companies. Roles also include Term Member at the Council on Foreign Relations, P23 Cohort member at StartX, Elected Director of the Harvard Alumni Association Board of Directors, and former VP of Sales & Business Development at Human Interest, where significant contributions were made to the company’s growth. Education includes an MBA from Stanford University Graduate School of Business, a Bachelor's Degree from Harvard University in Government & Economics, a Master's Degree from Princeton University in Public and International Affairs, and participation in Y Combinator's Startup School. Joyce's career reflects a commitment to innovation, leadership, and cross-border collaboration.