Credit Acceptance
Christian Molica is a seasoned professional with extensive experience in sales management and consulting, currently serving as Market Area Manager at Credit Acceptance since March 2024. Previous roles include Property & Casualty Consultant at USI Insurance Services and Area Sales Manager at Zurich Insurance, where significant achievements included leading multistate teams, enhancing profitability, and promoting digital strategies. Christian began the career as an F&I Manager at Republic Ford Lincoln Mercury Inc. and Reliable Imports & RV, pioneering digital presentation tools and driving loan performance. Academic qualifications include a Bachelor of Business Administration in Management from Evangel University and FAA A&P Mechanic certification from Moody Bible Institute.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.