Credit Acceptance
Rachelle Doan-Overton is a seasoned professional with extensive experience in business analysis and project management, currently serving as a Senior Business Analyst focused on Developer Productivity at Credit Acceptance since July 2022. Rachelle has a strong background in managing project portfolios and modernizing project management practices through agile methodologies, as well as leading cross-team projects. Previously, Rachelle held various roles at Flagstar Bank, including Information Technology Project Manager, where responsibilities encompassed budget management, project timelines, and resource planning, in addition to monitoring team progress and fostering improvements. Earlier experience includes positions such as Business Support Analyst and Executive Assistant, demonstrating a diverse skill set in analytics, communication, and organizational support. Rachelle's academic qualifications include a Master's degree in English from Kansas State University and a Bachelor's degree in Education from Lake Superior State University.
Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.