Credit Acceptance
Tom Ford is an experienced professional in the field of information services and data architecture, currently serving as the Director of Business Information Services at Credit Acceptance since July 2014. Previously, Tom held the position of Senior Manager - Data Architecture at GE Capital for a brief period in 2014. From October 1997 to March 2014, Tom was the Senior Manager of DWBI Solution Architecture at US Foodservice. Early in the career, Tom worked as a Senior Software Developer at American Express from September 1991 to October 1997. Tom holds a Master of Science in Management Information Systems from the University of Illinois Springfield and has completed additional education at the University of Michigan and Penn State University.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.